How to identify collection account errors in your credit report
If you see any information in these sections that are not accurate, you have a legal right to dispute them. Common errors you might find include:
- Someone else’s information appearing on your credit report by mistake
- The debt is over 7 years old
- Incorrect data points on amounts and other activities like delinquency, date opened, balance, etc.
- Negative items that should have been removed by law, like paid off medical bills.
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