Sky Rocket Tradeline

How does a tradeline help your credit?

Adding strong tradelines (especially seasoned or authorized user tradelines) can help your credit score by:

1. Improving Payment History
   – A positive payment history shows lenders you're responsible. Tradelines with long, on-time payment histories can boost this factor.
2. Increasing Credit Age
   – Credit history length matters. Older tradelines can make your credit profile look more established.
3. Lowering Credit Utilization
   – Adding a tradeline with a high limit and low balance can reduce your overall credit utilization ratio, which improves your score.
4. Diversifying Credit Mix
   – Lenders like to see that you can handle different types of credit responsibly (revolving credit, installment loans, etc.).
5. Helping Build Credit Fast
   – If you have a thin credit file or are rebuilding credit, a quality tradeline can give your profile a quick, noticeable boost.

Important: Not all tradelines are equal. For the best results, use authorized user tradelines from accounts with perfect payment history, low utilization, and a long account age.